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Save Money By Avoiding The Emergency Room!

You should consult your primary care physician for almost all of your health concerns that arise, but what if you get sick and their office is closed? If you do have a primary care physician, ask him or her what you should do or where should you go if you get sick over a weekend. […]

VOTE! Healthcare On The Ballot

On November 6th, we will go to the ballot box to vote and healthcare has emerged as one of the top issues for voters. Healthcare is playing a prominent role in many House, Senate, and gubernatorial races. Candidates in both parties have made healthcare part of their campaigns and the focus of their political ads. […]

Choose Wisely! – High Deductible Health Plans

Have you noticed that the total cost of healthcare – the sum of premiums, deductibles, and coinsurance have gone up much faster than your income over the last 10 years. You’re not alone. Healthcare costs have become increasingly burdensome for everyone. High deductible health insurance plans, meaning that the patient is responsible for all healthcare […]

Unexpected Medical Bills – Unwelcome Surprise!

If you are like most people, you are worried about unexpected medical bills, according to a survey published recently on September 10, 2018 by the respected Kaiser Family Foundation.   The Problem The survey of nearly 1,200 adult patients found that more than half (58%) are worried about out-of-pocket expenses or charges that they believed […]

How to pay off your mortgage early

Congratulations! You’ve made a big leap in your life. Owning a house became a reality, but the only thing on your mind is the mortgage. But don’t worry! You can pay it off easier and faster by following these tips: Make an amortization schedule What is an amortization schedule? It is a spreadsheet with all […]

How to pay off your credit card

Sometimes accidents happen, other times you can find yourself or a family member in the midst of a horrible health scare. An unexpected job loss or, as we all do, you made some bad decisions and ended up racking massive debts. You are surely capable enough to overcome your troubles. Accept your situation and start […]

Positive actions make more money

Everyone should work hard to be able to earn a good amount of money at the end of the month to live comfortably. However, are you sure you are doing all you can to make the most of this money? If you take the right actions, you can maximize your money and improve your lifestyle. […]

Eating on a budget: cooking at home can save you a lot

Going out to eat may be super fun and pleasant, but how much of your hard-earned income are you spending just for the entertainment value? Home cooking is a good alternative to save money, but be mindful not to waste your food or money. Plan your meals Right at the beginning of the week, think […]

Cooking on a budget: cooking at home can save you a lot – Part 2

Ah, home cooking! A day by day journey of experimentation and practice, but it can also be a way to save a lot of money! I hope you are already applying some of the tips I gave you about eating on a budget, but how about some more ideas to help you optimize your money […]

Personal Finances in 4 Easy Steps

Have you ever had trouble trying to understand those complicated terms about the economy that you hear on the news? We are here to help you clarify the complex world of economics. For today, why not start simple? Personal finance is an important part of everyone’s life. It is extremely important to understand and how […]

Eating at home vs Eating out

Life can go by really fast. We have so much to do and so little time. Sometimes we are just tired and we want something fast and easy. That goes for everything in life, but especially for food. People tend to spend a substantial portion of their earnings on dining out. In addition, this food […]

How to get rid of credit card debt in 2018

Paying off your credit card debt can be easy. All it takes is a little bit of work, some knowledge, and commitment. There are many techniques that can help you reduce balances, and quickly free up cash flow. Here are the 3 most important ones: At least pay the minimum on credit cards Paying minimum […]